Hi y’all, I am Elizabeth!
I am thrilled that you made it here to my little corner of the internet.
Back in college I picked up Dave Ramsey’s “Total Money Makeover” – the first personal finance book that I ever read. Ever since then I have been hooked to budgets and living frugally, all in the name of getting rid of that ball and chain – DEBT!
I understand your struggles with debt. I am living the struggle right now! I am a poverty lawyer – working for legal aid. Meaning, I do not live an extravagant and luxurious life. Because of my decision to attend law school, I have accumulated nearly $300,000 in debt (no, seriously, you read that right), and I am HELL BENT on paying that off as ASAP as possible (any fellow ‘Office’ fans?). I cringe at the confinement of a hamster wheel to eventually earn loan forgiveness.
My trials and tribulations, along with my family and friends, have groomed me to be the stubborn, opinionated, and headstrong individual that I am today. Despite my barren financial landscape – hello, negative net worth – I am still fighting my way to attain financial freedom and be financially fit. A bull in a bear shop, if you will.
Admittedly, I have failed numerous times at getting myself on the right track to pay off the massive ball of debt that I have accumulated for myself. But I started this blog to show that:
- You can keep picking yourself back up again and again and again,
- You can find new ways to cut down on expenses, save, and invest,
- You can make a huge impact with even the tiniest amounts of money,
- You can live your life with purpose and intention under the strain of debt,
- You can pay off your debt, no matter how small or large, even when it is just you pitching the ballgame – with no relief in the bullpen, and
- You can attain financial freedom and financial fitness with hard work and focus.
It all starts with changing the stigma surrounding money and starting a discussion that will lift the taboo. The southern way of life dictates that you talk about anything besides your money. A southern woman would rather divulge the figure on the scale than share her salary figure. #facts
Through my blog, I hope to challenge how you view money. Not as a lifeline. Not as a judge of character or a measure of worth. Not as a disrespectful topic. Instead, I would challenge you to embark on healthy conversations regarding money and learn how to view your money as a tool that can be wielded to get you where you want in life. A tool that will unlock the chains of debt. A tool that will allow you to retire early. A tool that will give you the freedom to travel and give freely. A tool that will build wealth and open doors. A tool that can be used to pass your wealth down to future generations.
However, before wielding a tool, you must become competent and proficient in the usage, which is why it is of utmost importance that you learn the language of money and wealth.
With that, I hope you will find inspiration in the journey this blog undertakes.
As a couple of my favorite law professors once said, “I love money, and I think everyone should have it!” “Now, turn the page, brotha!”
Thanks for following along!
P.S. New to A Bull in a Bear Shop? I recommend you start here.